@import url("style-logo.css");
@import url("https://fonts.googleapis.com/css2?family=Exo+2:wght@400;500;600;700;800&display=swap");
:root{--navy:#061b30;--blue:#0c91f2;--green:#00cfa4;--ink:#0a2942;--muted:#587084;--pale:#f1f8fc;--line:#d4e6ef}
.site-header{position:absolute;background:#f7fbfe;color:var(--ink);border-bottom:1px solid #cfe0ea;box-shadow:0 6px 24px #03172714}.nav-wrap{height:108px;width:min(1360px,calc(100% - 48px))}.brand{flex:0 0 auto}.brand-logo{display:block;width:260px;height:auto;max-height:78px;object-fit:contain;object-position:left center;filter:drop-shadow(0 3px 10px #0b65b51e)}
.nav{gap:23px;font-weight:600}.nav>a:not(.button){position:relative}.nav>a:not(.button):after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:linear-gradient(90deg,#0b7ee8,#00d8af);transition:right .2s}.nav>a:not(.button):hover:after{right:0}.login{border-left-color:#b9cfdb}.button,.button.small,.form-submit{background:linear-gradient(120deg,#087fe5,#00cfa4);color:white;box-shadow:0 10px 25px #087fc529}.button:hover,.form-submit:hover{background:linear-gradient(120deg,#066fc9,#00b991);box-shadow:0 13px 30px #087fc53d}.button.white{background:white;color:#0874cb;border:1px solid #b9d9ea;box-shadow:0 10px 25px #03244318}
.text-link{border-bottom-color:#199ae7}.eyebrow,.card-num,.process-step>span,.journey-card>a,.inline-cta a{color:#078de8}.eyebrow.light{color:#56e3c1}.hero h1 em{color:#62e1bf}.confidential b,.tick-list li:before,.outcome-grid article>span{color:#00d5a8}.hero-glow{background:radial-gradient(circle,#078eee66,transparent 65%)}.path-line{border-right-color:#00d4a8;box-shadow:18px 0 70px #00cfa4}.path-point.active i{background:linear-gradient(135deg,#0c91f2,#00cfa4);color:white}.journey-symbol i{border-color:#0996e8}.situation-card:hover{background:linear-gradient(145deg,#072440,#093d62)}
.assessment-preview,.process{background:linear-gradient(145deg,#061b30,#07385a)}.final-cta{background:linear-gradient(115deg,#075baa,#00a98b)}.footer-brand{display:inline-flex;margin-bottom:12px;background:#f7fbfe;border-radius:8px;padding:8px 14px}.footer-brand .brand-logo{width:240px}.field input:focus,.field select:focus{outline-color:#0798e855}.form-alert.success{border-color:#00b991}
@media(max-width:1180px){.brand-logo{width:210px}.nav{gap:15px;font-size:11px}.nav-wrap{height:96px}.hero-grid{padding-top:98px}.page-hero{padding-top:190px}}@media(max-width:980px){.site-header{background:#f7fbfe}.nav{top:96px!important;background:#f7fbfe!important;color:var(--ink)!important;border-top:1px solid var(--line);box-shadow:0 18px 35px #03172724}.menu-button{color:var(--ink)!important}.menu-button i{background:var(--ink)!important}.login{border-left:0;padding-left:0}.brand-logo{width:230px}}@media(max-width:620px){.nav-wrap{height:82px!important}.nav{top:82px!important}.brand-logo{width:190px;max-height:60px}.hero-grid{padding-top:88px}.hero-copy{padding-top:115px!important}.page-hero{padding-top:155px!important}.footer-brand .brand-logo{width:205px}}

/* Stage 1 visual alignment: SettleWyze typography and colour character */
:root{--navy:#153e75;--blue:#1f6feb;--green:#0097a7;--ink:#333333;--muted:#4a5568;--pale:#f7f9fc;--line:#d9e2ec}
html,body,button,input,select,textarea{font-family:"Exo 2",Arial,sans-serif}
body{color:#333;background:#fff}
h1,h2,h3,h4,h5,h6,.nav,.button,.form-submit,.eyebrow,.card-num{font-family:"Exo 2",Arial,sans-serif}
.site-header{background:#fff;color:#153e75;border-bottom-color:#d9e2ec;box-shadow:0 6px 24px rgba(21,62,117,.08)}
.nav>a:not(.button):after{background:#0097a7}
.nav a{color:#153e75}
.login{border-left-color:#d9e2ec}
.button,.button.small,.form-submit{background:#0097a7;color:#fff;box-shadow:0 10px 24px rgba(0,151,167,.22)}
.button:hover,.form-submit:hover{background:#153e75;box-shadow:0 12px 28px rgba(21,62,117,.24)}
.button.white{background:#fff;color:#153e75;border-color:#d9e2ec}
.text-link{color:#1f6feb;border-bottom-color:#1f6feb}
.eyebrow,.card-num,.process-step>span,.journey-card>a,.inline-cta a{color:#0097a7}
.eyebrow.light{color:#fff}
.hero{background:#153e75}
.hero h1,.hero-copy,.hero-lead{color:#fff}
.hero h1 em{color:#6fd5df}
.confidential b,.tick-list li:before,.outcome-grid article>span{color:#0097a7}
.hero-glow{background:radial-gradient(circle,rgba(31,111,235,.38),transparent 65%)}
.path-line{border-right-color:#0097a7;box-shadow:18px 0 70px rgba(0,151,167,.45)}
.path-point.active i{background:#0097a7;color:#fff}
.journey-symbol i{border-color:#0097a7}
.situation-card:hover{background:#153e75}
.assessment-preview,.process{background:#153e75}
.final-cta{background:#1f6feb}
.journeys,.resource-preview{background:#f7f9fc}
.s1-icon{background:#f0f4ff!important;color:#153e75!important}
.s1-trust-card,.s1-problem-card,.s1-service-card,.s1-why-card,.s1-faq details{border-color:#d9e2ec!important}
.s1-service-card a{color:#1f6feb!important}
.field input:focus,.field select:focus{outline-color:rgba(0,151,167,.35)}
.form-alert.success{border-color:#0097a7}
footer{background:#1e2a45}
@media(max-width:980px){.site-header,.nav{background:#fff!important;color:#153e75!important}.menu-button{color:#153e75!important}.menu-button i{background:#153e75!important}}

.hero h1,.page-hero h1,.section h2,.section h3,footer h3{font-family:"Exo 2",Arial,sans-serif!important;font-style:normal}


/* Simplified hero visual: solid brand navy */
.path-visual{background:#153e75}
.path-visual>*{display:none}
@media(max-width:960px){.path-visual{display:none}}

/* Customer Stage 3: five-step debt assessment */
.assessment-shell{max-width:980px;margin:0 auto}.assessment-progress{display:grid;grid-template-columns:repeat(5,1fr);gap:.5rem;list-style:none;padding:0;margin:0 0 2rem}.assessment-progress li{position:relative;text-align:center;color:#718096;font-size:.78rem}.assessment-progress li:after{content:"";position:absolute;top:19px;left:calc(50% + 25px);right:calc(-50% + 25px);height:2px;background:#d9e2ec;z-index:0}.assessment-progress li:last-child:after{display:none}.assessment-progress span{position:relative;z-index:1;width:40px;height:40px;margin:0 auto .55rem;border-radius:50%;display:grid;place-items:center;background:#fff;border:2px solid #d9e2ec;color:#4a5568;font-weight:800}.assessment-progress b{display:block;font-weight:600}.assessment-progress .current span,.assessment-progress .complete span{background:#0097a7;border-color:#0097a7;color:#fff}.assessment-progress .current b{color:#153e75}.assessment-progress .complete:after{background:#0097a7}.multi-step-assessment{background:#fff;border:1px solid #d9e2ec;border-radius:24px;padding:clamp(1.25rem,4vw,3rem);box-shadow:0 20px 50px rgba(21,62,117,.1)}.assessment-step{border:0;padding:0;margin:0;min-width:0}.assessment-step[hidden]{display:none!important}.assessment-step>legend{width:100%;font-size:clamp(1.65rem,3vw,2.25rem);font-weight:800;color:#153e75;margin-bottom:.5rem}.assessment-step>legend span{display:block;color:#0097a7;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:.4rem}.step-intro{color:#4a5568;font-size:1.05rem;margin:0 0 1.75rem}.step-actions{display:flex;justify-content:space-between;gap:1rem;margin-top:2rem}.step-actions [data-next]{margin-left:auto}.secondary-step{background:#f0f4ff!important;color:#153e75!important;box-shadow:none!important}.money-input{display:flex;align-items:center;border:1px solid #b9cfdb;border-radius:8px;background:#fff;overflow:hidden}.money-input:focus-within{outline:3px solid rgba(0,151,167,.25);border-color:#0097a7}.money-input b{padding:0 .85rem;color:#153e75}.money-input input{border:0!important;border-left:1px solid #d9e2ec!important;border-radius:0!important;outline:0!important;width:100%}.choice-group{border:0;padding:0;margin:1.5rem 0}.choice-group>legend{font-weight:700;color:#153e75;margin-bottom:1rem}.choice-group small{display:block;font-weight:400;color:#4a5568}.debt-type-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.75rem}.debt-type-grid label{cursor:pointer}.debt-type-grid input{position:absolute;opacity:0}.debt-type-grid span{display:block;border:1px solid #b9cfdb;border-radius:12px;padding:1rem;text-align:center;color:#153e75;font-weight:600}.debt-type-grid input:focus+span{outline:3px solid rgba(0,151,167,.3)}.debt-type-grid input:checked+span{background:#153e75;border-color:#153e75;color:#fff}.autosave-note{text-align:center;color:#718096;font-size:.82rem;margin-top:1.25rem}.assessment-thanks{max-width:760px;margin:0 auto;text-align:center;background:#fff;border:1px solid #d9e2ec;border-radius:24px;padding:clamp(2rem,6vw,4rem);box-shadow:0 20px 50px rgba(21,62,117,.1)}.thanks-icon{display:grid;place-items:center;width:64px;height:64px;margin:0 auto 1.25rem;border-radius:50%;background:#0097a7;color:#fff;font-size:2rem}.assessment-reference{display:inline-block;margin:.5rem 0 1.5rem;padding:.8rem 1.2rem;border-radius:12px;background:#f0f4ff;color:#153e75;font-size:1.5rem;letter-spacing:.08em}.assessment-thanks .hero-actions{justify-content:center}.partner-active{background:#f7f9fc;border-radius:12px;padding:.75rem}.field [aria-invalid="true"],.choice-group [aria-invalid="true"]+span{border-color:#c53030!important;box-shadow:0 0 0 3px rgba(197,48,48,.12)}@media(max-width:720px){.assessment-progress{grid-template-columns:repeat(5,40px);justify-content:space-between}.assessment-progress b{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.assessment-progress li:after{left:calc(50% + 20px);right:calc(-50% + 20px)}.multi-step-assessment{border-radius:18px}.debt-type-grid{grid-template-columns:repeat(2,1fr)}.step-actions{flex-direction:column-reverse}.step-actions .button{width:100%;text-align:center}}@media(max-width:420px){.assessment-progress{grid-template-columns:repeat(5,34px)}.assessment-progress span{width:34px;height:34px}.assessment-progress li:after{top:16px}.debt-type-grid{grid-template-columns:1fr}}

/* Customer Stage 4: secure client authentication and portal */
.auth-section,.portal-section{background:#f7f9fc}.auth-wrap{display:grid;grid-template-columns:minmax(0,620px) minmax(280px,1fr);gap:2rem;align-items:stretch}.auth-narrow{max-width:680px}.auth-card,.auth-trust,.portal-profile,.portal-content{background:#fff;border:1px solid #d9e2ec;border-radius:22px;padding:clamp(1.4rem,4vw,2.5rem);box-shadow:0 18px 45px rgba(21,62,117,.09)}.auth-card h2,.auth-trust h2{color:#153e75}.auth-form{display:grid;gap:1rem}.auth-form .field{margin:0}.auth-form .button{width:100%;margin-top:.5rem}.auth-links{display:flex;justify-content:space-between;gap:1rem;margin-top:1.25rem}.auth-links a{color:#1f6feb;font-weight:700}.auth-trust{background:#153e75;color:#fff}.auth-trust>span{font-size:2rem}.auth-trust h2{color:#fff}.auth-trust p{color:#dbe8f5}.auth-trust .tick-list{color:#fff}.field small{color:#718096}.portal-layout{display:grid;grid-template-columns:300px minmax(0,1fr);gap:2rem;align-items:start}.portal-profile{position:sticky;top:110px;text-align:center}.portal-avatar{display:grid;place-items:center;width:72px;height:72px;margin:0 auto 1rem;border-radius:50%;background:#153e75;color:#fff;font-size:1.4rem;font-weight:800}.portal-profile h2{font-size:1.3rem;color:#153e75}.portal-profile p{color:#4a5568;overflow-wrap:anywhere}.portal-profile .button{width:100%;margin-top:1rem}.portal-heading,.portal-assessment-head{display:flex;justify-content:space-between;gap:1rem;align-items:center}.portal-heading h2{margin-top:0}.secure-badge{padding:.5rem .8rem;border-radius:999px;background:#e7f7f8;color:#006f7c;font-size:.8rem;font-weight:800}.portal-assessment{border:1px solid #d9e2ec;border-radius:18px;padding:1.4rem;margin:1rem 0}.portal-assessment-head span,.portal-data-grid span,.portal-types span{display:block;color:#718096;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em}.portal-assessment-head strong{display:block;color:#153e75;font-size:1.2rem;margin-top:.25rem}.portal-assessment-head time{color:#4a5568}.portal-data-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:1.25rem;padding-top:1.25rem;border-top:1px solid #d9e2ec}.portal-data-grid b{display:block;color:#333;margin-top:.3rem}.portal-types{color:#4a5568}.portal-privacy,.portal-empty{background:#f0f4ff;border-radius:14px;padding:1.2rem;margin-top:1.5rem}.portal-privacy h3,.portal-empty h3{color:#153e75}.portal-privacy p,.portal-empty p{margin-bottom:0;color:#4a5568}@media(max-width:900px){.auth-wrap,.portal-layout{grid-template-columns:1fr}.portal-profile{position:static}.portal-data-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.auth-links,.portal-heading,.portal-assessment-head{align-items:flex-start;flex-direction:column}.portal-data-grid{grid-template-columns:1fr}}

/* Customer Stage 5: client dashboard */
.dashboard-section{background:#f7f9fc}.dashboard-shell{display:grid;gap:1.5rem}.dashboard-top{display:flex;align-items:center;justify-content:space-between;gap:1rem}.dashboard-top h2{margin:0}.dashboard-summary{display:grid;grid-template-columns:repeat(3,1fr) 1.6fr;gap:1rem}.dashboard-summary article,.dashboard-panel,.dashboard-progress{background:#fff;border:1px solid #d9e2ec;border-radius:18px;padding:1.35rem;box-shadow:0 14px 35px rgba(21,62,117,.07)}.dashboard-summary span{display:block;color:#718096;font-size:.75rem;text-transform:uppercase;letter-spacing:.06em}.dashboard-summary strong{display:block;color:#153e75;font-size:1.1rem;margin-top:.45rem}.dashboard-summary .next-step-card{background:#153e75}.dashboard-summary .next-step-card span,.dashboard-summary .next-step-card strong{color:#fff}.dashboard-summary .next-step-card strong{font-size:.95rem;line-height:1.5}.dashboard-progress{display:grid;grid-template-columns:180px 1fr;gap:1.2rem;align-items:center}.progress-copy span{display:block;color:#718096;font-size:.8rem}.progress-copy b{display:block;color:#153e75;margin-top:.25rem}.progress-track{width:100%;height:12px;border:0;border-radius:999px;overflow:hidden;background:#dfe8f0}.progress-track::-webkit-progress-bar{background:#dfe8f0}.progress-track::-webkit-progress-value{background:#0097a7;border-radius:999px}.progress-track::-moz-progress-bar{background:#0097a7;border-radius:999px}.dashboard-cards{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}.dashboard-cards a{display:flex;flex-direction:column;min-height:150px;background:#fff;border:1px solid #d9e2ec;border-radius:18px;padding:1.2rem;color:#153e75;transition:transform .2s,box-shadow .2s,border-color .2s}.dashboard-cards a:hover{transform:translateY(-3px);border-color:#0097a7;box-shadow:0 16px 35px rgba(21,62,117,.1)}.dashboard-cards span{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:#f0f4ff;color:#0097a7;font-weight:800}.dashboard-cards b{margin-top:auto;font-size:1rem}.dashboard-cards small{color:#718096;margin-top:.35rem}.panel-heading h2{margin:.2rem 0 0}.client-timeline{display:grid;grid-template-columns:repeat(8,1fr);gap:.5rem;list-style:none;padding:1.5rem 0 0;margin:0}.client-timeline li{position:relative;text-align:center}.client-timeline li:after{content:"";position:absolute;top:20px;left:calc(50% + 24px);right:calc(-50% + 24px);height:2px;background:#d9e2ec}.client-timeline li:last-child:after{display:none}.client-timeline>li>span{position:relative;z-index:1;display:grid;place-items:center;width:40px;height:40px;margin:0 auto .65rem;border-radius:50%;background:#fff;border:2px solid #d9e2ec;color:#718096;font-weight:800}.client-timeline li.complete span,.client-timeline li.current span{background:#0097a7;border-color:#0097a7;color:#fff}.client-timeline li.complete:after{background:#0097a7}.client-timeline b,.client-timeline small{display:block}.client-timeline b{color:#153e75;font-size:.82rem}.client-timeline small{color:#718096;font-size:.7rem;margin-top:.25rem}.client-timeline li.current b{color:#0097a7}.dashboard-two{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.dashboard-panel .portal-data-grid{margin-top:1.25rem}.dashboard-panel:target{outline:3px solid rgba(0,151,167,.25);scroll-margin-top:110px}@media(max-width:1100px){.dashboard-summary{grid-template-columns:repeat(2,1fr)}.dashboard-cards{grid-template-columns:repeat(3,1fr)}.client-timeline{grid-template-columns:repeat(4,1fr);row-gap:1.5rem}.client-timeline li:nth-child(4):after{display:none}}@media(max-width:720px){.dashboard-top{align-items:flex-start;flex-direction:column}.dashboard-summary,.dashboard-two,.dashboard-progress{grid-template-columns:1fr}.dashboard-cards{grid-template-columns:repeat(2,1fr)}.client-timeline{grid-template-columns:1fr;text-align:left}.client-timeline li{display:flex;align-items:center;gap:1rem;text-align:left}.client-timeline>li>span{margin:0}.client-timeline li:after{top:44px;bottom:-24px;left:19px;right:auto;width:2px;height:auto}.client-timeline li:nth-child(4):after{display:block}.client-timeline li:last-child:after{display:none}}@media(max-width:460px){.dashboard-summary,.dashboard-cards{grid-template-columns:1fr}.dashboard-cards a{min-height:120px}}


/* Customer Stage 6: guided application */
.application-shell{background:#f5f8fc;padding:52px 0 72px;min-height:75vh}.application-wrap{max-width:980px}.application-heading{display:flex;justify-content:space-between;gap:32px;align-items:end;margin:24px 0}.application-heading h1{margin:.3rem 0}.progress-number{background:#eaf4ff;color:#1769e0;font-weight:800;border-radius:999px;padding:10px 16px;white-space:nowrap}.application-progress{height:8px;background:#dfe7f1;border-radius:999px;overflow:hidden}.application-progress span{display:block;height:100%;background:#1769e0;border-radius:inherit;transition:width .3s}.step-list{display:grid;grid-template-columns:repeat(9,1fr);list-style:none;padding:0;margin:20px 0 30px;gap:7px}.step-list li{text-align:center;color:#667085}.step-list span{display:grid;place-items:center;width:32px;height:32px;margin:auto;border-radius:50%;background:#fff;border:1px solid #d5deea;font-weight:700}.step-list small{display:block;font-size:11px;margin-top:6px;line-height:1.25}.step-list .active span,.step-list .done span{background:#1769e0;color:#fff;border-color:#1769e0}.step-list .active{color:#0b1f3a;font-weight:700}.application-card{background:#fff;border:1px solid #e0e7f0;border-radius:20px;padding:clamp(24px,5vw,48px);box-shadow:0 16px 46px rgba(11,31,58,.08)}.section-intro{max-width:680px;margin-bottom:28px}.section-intro h2{margin:.3rem 0}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.field{display:grid;gap:7px}.field span{font-weight:700;color:#26364b}.field input,.field select{width:100%;border:1px solid #cfd8e5;border-radius:10px;padding:13px 14px;background:#fff;color:#0b1f3a;font:inherit}.field input:focus,.field select:focus{outline:3px solid #d8eaff;border-color:#1769e0}.form-actions{display:flex;justify-content:space-between;gap:12px;margin-top:28px}.form-actions .button:last-child{margin-left:auto}.save-status{color:#667085;font-size:14px;margin-top:24px}.security-note{text-align:center;color:#667085;font-size:14px;margin-top:18px}.agreement-row{border:1px solid #dfe7f1;border-radius:14px;padding:20px;margin-bottom:18px;background:#fafdff}.agreement-head{display:flex;justify-content:space-between;margin-bottom:16px}.remove-agreement{border:0;background:none;color:#b42318;font-weight:700;cursor:pointer}.form-hint{color:#667085;font-size:14px}@media(max-width:760px){.application-shell{padding:32px 0 50px}.application-heading{align-items:start}.step-list{display:flex;overflow-x:auto;padding-bottom:8px}.step-list li{min-width:62px}.step-list small{display:none}.form-grid{grid-template-columns:1fr}.application-card{border-radius:16px;padding:24px 18px}.form-actions{flex-wrap:wrap}.form-actions .button{width:100%;margin-left:0!important}.application-heading p:not(.eyebrow){display:none}}


/* Customer Stage 7: private document workspace */
.document-shell{background:#f5f8fc;min-height:75vh;padding:52px 0 72px}.document-wrap{max-width:1040px}.document-heading{display:flex;justify-content:space-between;gap:30px;align-items:end;margin:24px 0}.document-heading h1{margin:.35rem 0}.document-summary{min-width:112px;text-align:center;background:#eaf4ff;border-radius:16px;padding:15px;color:#1769e0}.document-summary strong{display:block;font-size:24px}.document-summary span{font-size:13px}.document-security{background:#edf8f5;border:1px solid #b8e3d8;color:#135b4d;border-radius:12px;padding:14px 18px;margin-bottom:22px}.document-list{display:grid;gap:14px}.document-item{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:18px;background:#fff;border:1px solid #dfe7f1;border-radius:16px;padding:22px;box-shadow:0 8px 24px rgba(11,31,58,.05)}.document-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:12px;background:#eaf4ff;color:#1769e0;font-size:24px}.document-title{display:flex;align-items:center;gap:12px;flex-wrap:wrap}.document-title h2{font-size:18px;margin:0}.document-info p{color:#667085;margin:7px 0 0;font-size:14px}.document-file a{font-weight:700}.status{font-size:12px;font-weight:800;border-radius:999px;padding:5px 9px;background:#f2f4f7;color:#475467}.status-uploaded{background:#eaf4ff;color:#175cd3}.status-under-review{background:#fff4e5;color:#b54708}.status-accepted{background:#eaf8ef;color:#067647}.status-replace-required{background:#feeceb;color:#b42318}.document-upload{display:flex;align-items:center;gap:9px;max-width:320px}.document-upload input[type=file]{max-width:210px;font-size:13px}.document-help{display:flex;justify-content:space-between;align-items:center;gap:24px;background:#0b1f3a;color:#fff;border-radius:16px;padding:24px 28px;margin-top:24px}.document-help h2{color:#fff;font-size:19px;margin:0 0 5px}.document-help p{margin:0;color:#dce6f3}.document-help .text-link{color:#fff;white-space:nowrap}@media(max-width:760px){.document-shell{padding:32px 0 50px}.document-heading{align-items:start}.document-item{grid-template-columns:auto 1fr}.document-upload{grid-column:1/-1;max-width:none;display:grid}.document-upload input[type=file]{max-width:100%;width:100%}.document-upload .button{width:100%}.document-help{display:block}.document-help .text-link{display:inline-block;margin-top:15px}}


/* Visual QA hotfix: document icon and Stage 8 articles */
.document-icon{font-size:0;position:relative}.document-icon::before{content:"";width:19px;height:24px;border:2px solid #1769e0;border-radius:2px;background:linear-gradient(#1769e0,#1769e0) 4px 6px/11px 2px no-repeat,linear-gradient(#1769e0,#1769e0) 4px 11px/11px 2px no-repeat,linear-gradient(#1769e0,#1769e0) 4px 16px/8px 2px no-repeat}.article-hero{position:relative;padding:64px 0 52px;background:#f5f8fc;overflow:hidden}.article-hero .narrow{max-width:900px}.article-hero h1{margin:.55rem 0 1rem;line-height:1.08;overflow-wrap:anywhere}.article-lead{max-width:760px;font-size:clamp(19px,2.1vw,25px);line-height:1.5}.article-meta{display:flex;gap:12px 28px;flex-wrap:wrap;color:#667085;font-size:14px;margin-top:24px}.article-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(250px,1fr);gap:52px;padding-top:52px;padding-bottom:72px;align-items:start}.article-feature{width:100%;max-height:420px;object-fit:cover;border-radius:18px}.article-content section{margin:38px 0}.article-content section h2{margin-bottom:12px}.article-notice{padding:16px 18px;border-left:4px solid #1769e0;background:#eaf4ff;margin:25px 0}.related-content{display:grid;gap:12px;position:sticky;top:120px}.related-content>h2{font-size:20px;margin:0 0 6px}.related-content>a{display:grid;gap:7px;padding:18px;border:1px solid #dfe7f1;border-radius:14px;background:#fff;text-decoration:none}.related-content a small{color:#667085}.related-content a strong{color:#0b1f3a;line-height:1.3}.related-content a span{color:#1769e0;font-weight:700}.breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:24px;font-size:14px}.breadcrumbs a{color:#1769e0}@media(max-width:760px){.article-hero{padding:38px 0}.article-layout{grid-template-columns:1fr;gap:30px;padding-top:32px}.related-content{position:static}.article-meta{display:grid;gap:7px}}


/* Global page navigation and CTA visibility */
.site-quick-nav{position:fixed;right:20px;bottom:20px;z-index:90;display:flex;gap:10px;align-items:center}.site-quick-nav a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;border-radius:999px;padding:10px 16px;font-size:14px;font-weight:800;text-decoration:none;box-shadow:0 8px 25px rgba(11,31,58,.18)}.quick-home{background:#fff;color:#0b1f3a;border:1px solid #d5deea}.quick-top{background:#1769e0;color:#fff!important;border:1px solid #1769e0}.button,.button:visited{color:#fff!important}.button.white,.button.white:visited{color:#0b1f3a!important}@media(max-width:640px){.site-quick-nav{right:12px;bottom:12px;left:12px;justify-content:flex-end}.site-quick-nav a{padding:9px 13px;font-size:13px}.quick-home{margin-right:auto}}


/* Resource hub, doorway hero and global rounded controls */
.button,button.button,input[type=submit],.hub-nav a,.site-quick-nav a{border-radius:999px!important}.resource-hub-hero{padding:58px 0;background:#0b1f3a;color:#fff}.resource-hub-hero h1{color:#fff;margin:.45rem 0 1rem}.resource-hub-hero>div>p:last-of-type{color:#dce6f3}.hub-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.hub-nav a{display:inline-flex;padding:10px 17px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.25);color:#fff;text-decoration:none;font-weight:700}.hub-nav a.active,.hub-nav a:hover{background:#fff;color:#0b1f3a}.resource-grid-section{padding-top:64px;padding-bottom:74px}.resource-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:34px}.resource-card{display:flex;flex-direction:column;min-height:300px;padding:26px;border:1px solid #dfe7f1;border-radius:18px;background:#fff;box-shadow:0 10px 28px rgba(11,31,58,.06)}.resource-card h2{font-size:22px;line-height:1.25;margin:.35rem 0 .8rem}.resource-card h2 a{color:#0b1f3a;text-decoration:none}.resource-card>p:not(.eyebrow){color:#667085}.resource-card>div{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:auto;padding-top:20px;border-top:1px solid #e5eaf1}.resource-card time{color:#667085;font-size:13px}.resource-card .text-link{white-space:nowrap}.hero-doorway{position:relative;margin:0;border-radius:24px;overflow:hidden;box-shadow:0 24px 60px rgba(4,18,39,.32);min-height:480px;background:#07172d}.hero-doorway img{width:100%;height:100%;min-height:480px;object-fit:cover;display:block}.hero-doorway figcaption{position:absolute;left:22px;right:22px;bottom:22px;padding:18px 20px;border-radius:16px;background:rgba(6,23,45,.84);backdrop-filter:blur(8px);color:#fff}.hero-doorway figcaption span,.hero-doorway figcaption strong{display:block}.hero-doorway figcaption span{color:#67d7df;font-weight:800;font-size:20px}.hero-doorway figcaption strong{margin-top:6px;line-height:1.4}@media(max-width:900px){.resource-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:640px){.resource-hub-hero{padding:38px 0}.hub-nav{display:grid;grid-template-columns:1fr 1fr}.hub-nav a{justify-content:center}.resource-card-grid{grid-template-columns:1fr}.resource-card{min-height:0}.hero-doorway,.hero-doorway img{min-height:340px}}


/* Homepage doorway crop refinement */
.hero-grid{align-items:center}.hero-doorway{min-height:0!important;height:auto;aspect-ratio:4/3;max-height:540px}.hero-doorway img{min-height:0!important;height:100%;object-fit:cover;object-position:92% center}.hero-doorway figcaption{left:18px;right:18px;bottom:18px;padding:15px 17px}.hero-doorway figcaption span{font-size:18px}.hero-doorway figcaption strong{font-size:14px}@media(max-width:760px){.hero-doorway{aspect-ratio:5/4;max-height:none}.hero-doorway img{object-position:88% center}}


/* Doorway-only artwork crop */
.hero-doorway{background:url('og-clean.jpg?v=20260823-1') right center/205% auto no-repeat}.hero-doorway img{opacity:0}@media(max-width:760px){.hero-doorway{background-size:190% auto}}


.hero-doorway figcaption{top:18px;bottom:auto}


/* Doorway artwork with separate message panel */
.hero-doorway{display:grid;grid-template-rows:minmax(330px,1fr) auto;aspect-ratio:auto!important;max-height:none;background:none!important;overflow:hidden}.hero-doorway::before{content:"";display:block;min-height:360px;background:url('og-clean.jpg?v=20260823-1') right center/205% auto no-repeat}.hero-doorway img{display:none!important}.hero-doorway figcaption{position:static!important;inset:auto!important;border-radius:0!important;background:#071a35!important;backdrop-filter:none!important;padding:20px 22px!important}.hero-doorway figcaption span{font-size:20px}.hero-doorway figcaption strong{font-size:14px}@media(max-width:760px){.hero-doorway{grid-template-rows:minmax(280px,1fr) auto}.hero-doorway::before{min-height:280px;background-size:190% auto}}


/* Full-height doorway presentation */
.hero-doorway{grid-template-rows:minmax(500px,1fr) auto}.hero-doorway::before{min-height:500px;background-size:auto 100%;background-position:right center}@media(max-width:760px){.hero-doorway{grid-template-rows:minmax(400px,1fr) auto}.hero-doorway::before{min-height:400px;background-size:auto 100%;background-position:right center}}


/* Secure staff authentication */
.staff-auth{min-height:calc(100vh - 7rem);display:grid;place-items:center;padding:clamp(2rem,6vw,5rem) 1.25rem;background:#071a33}.staff-auth-card{width:min(100%,30rem);padding:clamp(1.5rem,4vw,2.5rem);background:#fff;border:1px solid #d9e4ef;border-radius:1.25rem;box-shadow:0 24px 60px rgba(2,18,38,.24)}.staff-auth-card .staff-brand img{max-width:220px}.staff-auth-card h1{margin:.45rem 0 .65rem;color:#0b1f3a;font-size:clamp(2rem,5vw,3rem)}.staff-auth-card form{display:grid;gap:1rem;margin-top:1.4rem}.staff-auth-card label,.staff-create label{display:grid;gap:.45rem;font-weight:700;color:#21344b}.staff-auth-card input,.staff-create input,.staff-create select,.staff-inline select{width:100%;min-height:3rem;padding:.7rem .85rem;border:1px solid #b8c6d6;border-radius:.7rem;background:#fff;color:#0b1f3a;font:inherit}.staff-auth-card button{width:100%}.staff-auth-card .text-link,.staff-client-link{display:inline-block;margin:1rem 1rem 0 0}.staff-shell{min-height:calc(100vh - 7rem);display:grid;grid-template-columns:minmax(15rem,19rem) 1fr;background:#f4f7fa}.staff-sidebar{padding:2rem 1.25rem;background:#081d38;color:#fff}.staff-side-brand img{max-width:210px;filter:brightness(0) invert(1)}.staff-sidebar>p{padding:1.5rem 0;border-bottom:1px solid rgba(255,255,255,.14);font-weight:700}.staff-sidebar>p small{display:block;margin-top:.25rem;color:#8bdde6;letter-spacing:.08em}.staff-sidebar nav{display:grid;gap:.35rem;margin:1.2rem 0}.staff-sidebar nav a{padding:.78rem .9rem;border-radius:.65rem;color:#dce9f6;text-decoration:none}.staff-sidebar nav a:hover,.staff-sidebar nav a:focus-visible{background:#123b67;color:#fff}.staff-sidebar form{margin-top:1.5rem}.staff-logout{width:100%;border-color:#5f7d9d;background:transparent;color:#fff}.staff-main{min-width:0;padding:clamp(1.5rem,4vw,3.5rem)}.staff-main h1{margin-top:0}.staff-dashboard-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(13rem,1fr));gap:1rem;margin:1.5rem 0}.staff-dashboard-grid article,.staff-create{padding:1.35rem;background:#fff;border:1px solid #dce5ee;border-radius:1rem;box-shadow:0 8px 24px rgba(9,31,58,.06)}.staff-dashboard-grid strong,.staff-dashboard-grid span{display:block}.staff-create form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.staff-create form>label,.staff-create form>button{grid-column:1/-1}.staff-table-wrap{overflow-x:auto;margin-top:1.5rem;background:#fff;border:1px solid #dce5ee;border-radius:1rem}.staff-table{width:100%;border-collapse:collapse}.staff-table th,.staff-table td{padding:.85rem;text-align:left;border-bottom:1px solid #e5ebf1;vertical-align:top}.staff-table th{background:#eef5fb;color:#29415e;font-size:.8rem;letter-spacing:.05em;text-transform:uppercase}.staff-table td small{display:block}.staff-inline{display:flex;align-items:end;gap:.5rem;flex-wrap:wrap}.staff-inline select{min-width:9rem;width:auto}.staff-inline button,.staff-table td form>button{min-height:2.65rem}.staff-auth~.quick-nav,.staff-shell~.quick-nav{display:none}@media(max-width:760px){.staff-shell{grid-template-columns:1fr}.staff-sidebar{padding:1.25rem}.staff-sidebar nav{grid-template-columns:repeat(2,minmax(0,1fr))}.staff-main{padding:1.25rem}.staff-create form{grid-template-columns:1fr}.staff-auth{padding:1rem}.staff-auth-card{border-radius:1rem}.staff-table{min-width:720px}}
/* Functional form spacing audit v6 */
.assessment-form{row-gap:18px}.assessment-form .form-submit,.assessment-form button[type=submit]{margin-top:12px}


/* Keep hero copy inside its grid column */
.hero-copy {
  min-width: 0;
  overflow: hidden;
}
.hero-doorway {
  position: relative;
  z-index: 2;
}


/* Keep hero copy inside its grid column */
.hero-copy { min-width: 0; overflow: hidden; }
.hero-doorway { position: relative; z-index: 2; }


/* Shared premium card polish: existing palette and typography */
.content-grid,
.service-grid,
.process-grid,
.resource-card-grid,
.contact-actions {
  gap: 24px;
  align-items: stretch;
}

.content-grid > article,
.service-block,
.service-step,
.resource-card,
.contact-actions > a,
.section details,
.assessment-form {
  position: relative;
  overflow: hidden;
  border: 1px solid var(--line, #d4e6ef);
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 16px 42px rgba(6, 27, 48, .08);
}

.content-grid > article,
.service-block,
.service-step,
.contact-actions > a {
  padding: 28px;
}

.content-grid > article::before,
.service-block::before,
.service-step::before,
.resource-card::before,
.contact-actions > a::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: linear-gradient(90deg, var(--blue, #0c91f2), var(--green, #00cfa4));
}

.content-grid > article,
.service-block,
.service-step,
.resource-card,
.contact-actions > a {
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

@media (hover:hover) {
  .content-grid > article:hover,
  .service-block:hover,
  .service-step:hover,
  .resource-card:hover,
  .contact-actions > a:hover {
    transform: translateY(-4px);
    box-shadow: 0 22px 52px rgba(6, 27, 48, .13);
    border-color: #b9d9ea;
  }
}

.inline-cta,
.stage2-cta,
.form-page .assessment-form {
  border: 1px solid var(--line, #d4e6ef);
  border-radius: 24px;
  box-shadow: 0 18px 48px rgba(6, 27, 48, .09);
}

.section details {
  margin-bottom: 14px;
  padding: 2px 22px;
}

@media (max-width: 760px) {
  .content-grid,
  .service-grid,
  .process-grid,
  .resource-card-grid,
  .contact-actions { gap: 16px; }
  .content-grid > article,
  .service-block,
  .service-step,
  .contact-actions > a { padding: 21px; }
  .content-grid > article,
  .service-block,
  .service-step,
  .resource-card,
  .contact-actions > a,
  .inline-cta,
  .stage2-cta,
  .form-page .assessment-form { border-radius: 18px; }
}


/* Premium page layout and readability system */
.page-hero {
  padding-block: 72px 64px;
}
.page-hero .narrow {
  max-width: 880px;
}
.page-hero h1 {
  max-width: 820px;
  margin-bottom: 20px;
}
.page-hero .narrow > p:last-child {
  max-width: 720px;
  font-size: 18px;
  line-height: 1.75;
}

main > .section {
  padding-block: 82px;
}
main > .section:nth-of-type(even):not(.process) {
  background: var(--pale, #f1f8fc);
}

.section > .container > h2:first-child,
.section-heading {
  max-width: 760px;
  margin-bottom: 34px;
}
.section-heading p,
.section > .container > h2:first-child + p {
  max-width: 680px;
  line-height: 1.75;
}

.content-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}
.content-grid > article {
  display: flex;
  min-height: 100%;
  flex-direction: column;
}
.content-grid > article > span:first-child {
  display: grid;
  width: 48px;
  height: 48px;
  margin-bottom: 18px;
  place-items: center;
  border: 1px solid var(--line, #d4e6ef);
  border-radius: 15px;
  background: var(--pale, #f1f8fc);
  color: var(--blue, #0c91f2);
  font-size: 22px;
  font-weight: 800;
}
.content-grid > article h2,
.content-grid > article h3 {
  margin-top: 0;
  line-height: 1.25;
}
.content-grid > article p:last-child {
  margin-bottom: 0;
  color: var(--muted, #587084);
  line-height: 1.7;
}

.inline-cta,
.stage2-cta {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 18px 32px;
  margin-top: 46px;
  padding: 34px 38px;
  background: #fff;
}
.inline-cta h2,
.inline-cta p,
.stage2-cta h2,
.stage2-cta p {
  max-width: 720px;
}
.inline-cta .button,
.stage2-cta .button {
  grid-column: 2;
  grid-row: 1 / span 2;
  align-self: center;
}

.service-intro > .container,
.service-grid {
  gap: 28px;
}
.service-block {
  display: flex;
  min-height: 100%;
  flex-direction: column;
}
.service-block p,
.service-block li {
  line-height: 1.7;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
}
.service-step {
  min-height: 100%;
}
.service-step p {
  color: var(--muted, #587084);
  line-height: 1.65;
}

.section details {
  background: #fff;
}
.section details summary {
  padding-block: 18px;
  color: var(--ink, #0a2942);
  font-weight: 750;
  cursor: pointer;
}
.section details > *:not(summary) {
  line-height: 1.7;
}

.form-page {
  display: grid;
  grid-template-columns: minmax(240px, .72fr) minmax(0, 1.28fr);
  align-items: start;
  gap: 34px;
}
.contact-actions {
  display: grid;
  grid-template-columns: 1fr;
  position: sticky;
  top: 128px;
}
.contact-actions > a {
  display: flex;
  min-height: 106px;
  flex-direction: column;
  justify-content: center;
}
.contact-actions > a strong {
  margin-bottom: 6px;
  color: var(--ink, #0a2942);
  font-size: 17px;
}
.form-page .assessment-form {
  margin: 0;
  padding: 34px;
  background: #fff;
}
.field input,
.field textarea {
  border-radius: 12px;
}

.resource-card-grid {
  gap: 26px;
}
.resource-card {
  padding: 28px;
}
.resource-card h2 {
  margin-top: 10px;
}
.resource-card > p {
  line-height: 1.68;
}

@media (max-width: 980px) {
  .content-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .process-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .form-page { grid-template-columns: 1fr; }
  .contact-actions {
    position: static;
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 760px) {
  .page-hero { padding-block: 48px 42px; }
  .page-hero .narrow > p:last-child { font-size: 16px; }
  main > .section { padding-block: 58px; }
  .content-grid,
  .process-grid,
  .contact-actions { grid-template-columns: 1fr; }
  .inline-cta,
  .stage2-cta {
    display: block;
    padding: 26px 22px;
  }
  .inline-cta .button,
  .stage2-cta .button {
    margin-top: 12px;
  }
  .form-page .assessment-form { padding: 24px 20px; }
}


/* Homepage-specific premium landing-page polish */
.hero + .section {
  position: relative;
  z-index: 4;
  padding-top: 0;
}
.s1-trust-grid {
  gap: 20px;
  margin-top: -54px;
}
.s1-trust-card,
.s1-problem-card,
.s1-step,
.s1-why-card,
.s1-service-card,
.form-card {
  position: relative;
  overflow: hidden;
  border: 1px solid var(--line, #d4e6ef);
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 16px 42px rgba(6, 27, 48, .08);
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.s1-trust-card::before,
.s1-step::before,
.s1-service-card::before,
.form-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 4px;
  background: linear-gradient(90deg, var(--blue, #0c91f2), var(--green, #00cfa4));
}
.s1-trust-card,
.s1-problem-card,
.s1-why-card,
.s1-service-card {
  display: flex;
  min-height: 100%;
  flex-direction: column;
  padding: 26px;
}
.s1-trust-card p,
.s1-problem-card p,
.s1-step p,
.s1-why-card p,
.s1-service-card p {
  color: var(--muted, #587084);
  line-height: 1.68;
}
.s1-trust-card p:last-child,
.s1-problem-card p:last-child,
.s1-step p:last-child,
.s1-why-card p:last-child {
  margin-bottom: 0;
}
.s1-icon {
  display: grid;
  width: 48px;
  height: 48px;
  margin-bottom: 17px;
  place-items: center;
  border: 1px solid var(--line, #d4e6ef);
  border-radius: 15px;
  background: var(--pale, #f1f8fc);
  color: var(--blue, #0c91f2);
  font-size: 21px;
  font-weight: 800;
}
.s1-problem-grid,
.s1-why-grid,
.s1-service-grid {
  gap: 24px;
}
.s1-problem-card,
.s1-why-card {
  padding: 25px;
}
.s1-problem-card .s1-icon {
  width: 38px;
  height: 38px;
  border-radius: 12px;
}

.s1-process-grid {
  gap: 22px;
}
.s1-step {
  min-height: 100%;
  padding: 32px 26px 27px;
}
.s1-step > span:first-child {
  display: grid;
  width: 46px;
  height: 46px;
  margin-bottom: 20px;
  place-items: center;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue, #0c91f2), var(--green, #00cfa4));
  color: #fff;
  font-size: 18px;
  font-weight: 800;
  box-shadow: 0 10px 24px rgba(12, 145, 242, .2);
}

.assessment-preview {
  position: relative;
  overflow: hidden;
}
.assessment-grid {
  gap: 48px;
  align-items: center;
}
.s1-assess-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-block: 26px;
}
.s1-assess-list span {
  display: flex;
  align-items: center;
  min-height: 48px;
  padding: 11px 15px;
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 13px;
  background: rgba(255,255,255,.08);
}
.form-card {
  padding: 34px;
}
.form-card .tick-list {
  display: grid;
  gap: 11px;
  margin-top: 22px;
}

.s1-service-card a {
  display: inline-flex;
  align-items: center;
  margin-top: auto;
  padding-top: 20px;
  color: var(--blue, #0c91f2);
  font-weight: 800;
  text-decoration: none;
}
.s1-service-card a::after {
  content: "";
  position: absolute;
  inset: 0;
}

.s1-journey {
  display: grid;
  grid-template-columns: repeat(7, auto);
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin: 32px auto;
  padding: 26px 30px;
  border: 1px solid var(--line, #d4e6ef);
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 16px 42px rgba(6, 27, 48, .08);
}
.s1-journey strong {
  display: grid;
  min-height: 48px;
  place-items: center;
  padding-inline: 18px;
  border-radius: 999px;
  background: var(--pale, #f1f8fc);
  color: var(--ink, #0a2942);
  letter-spacing: .06em;
}
.s1-journey b {
  color: var(--green, #00cfa4);
  font-size: 21px;
}

.s1-faq {
  display: grid;
  gap: 14px;
}
.s1-faq details {
  margin: 0;
  padding-inline: 22px;
  border: 1px solid var(--line, #d4e6ef);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 10px 28px rgba(6, 27, 48, .06);
}
.s1-faq summary {
  padding-block: 19px;
  color: var(--ink, #0a2942);
  font-weight: 800;
}
.s1-faq details p {
  max-width: 860px;
  padding-bottom: 20px;
  color: var(--muted, #587084);
  line-height: 1.72;
}

@media (hover:hover) {
  .s1-trust-card:hover,
  .s1-problem-card:hover,
  .s1-step:hover,
  .s1-why-card:hover,
  .s1-service-card:hover {
    transform: translateY(-4px);
    border-color: #b9d9ea;
    box-shadow: 0 22px 52px rgba(6, 27, 48, .13);
  }
}

@media (max-width: 900px) {
  .s1-trust-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .s1-journey {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .s1-journey b { transform: rotate(90deg); }
}
@media (max-width: 620px) {
  .s1-trust-grid { grid-template-columns: 1fr; margin-top: -32px; }
  .s1-problem-grid,
  .s1-why-grid,
  .s1-service-grid,
  .s1-assess-list { grid-template-columns: 1fr; }
  .s1-trust-card,
  .s1-problem-card,
  .s1-step,
  .s1-why-card,
  .s1-service-card,
  .form-card { border-radius: 18px; }
  .assessment-grid { gap: 28px; }
}


/* Compact homepage cards v2 */
.s1-trust-grid,.s1-problem-grid,.s1-process-grid,.s1-why-grid,.s1-service-grid{display:grid!important;gap:16px!important}
.s1-trust-grid{grid-template-columns:repeat(4,minmax(0,1fr))!important}
.s1-problem-grid{grid-template-columns:repeat(3,minmax(0,1fr))!important}
.s1-process-grid{grid-template-columns:repeat(4,minmax(0,1fr))!important}
.s1-why-grid,.s1-service-grid{grid-template-columns:repeat(3,minmax(0,1fr))!important}
.s1-trust-card,.s1-problem-card,.s1-step,.s1-why-card,.s1-service-card{padding:20px!important;min-height:0!important;border-radius:16px!important}
.s1-icon{width:38px!important;height:38px!important;margin-bottom:12px!important}
@media(max-width:900px){.s1-trust-grid,.s1-problem-grid,.s1-process-grid,.s1-why-grid,.s1-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important}}
@media(max-width:640px){.s1-trust-grid,.s1-problem-grid,.s1-process-grid,.s1-why-grid,.s1-service-grid{grid-template-columns:1fr!important}.s1-trust-card,.s1-problem-card,.s1-step,.s1-why-card,.s1-service-card{padding:17px!important}}


/* Premium homepage refinement v3 */
.section.journeys,.section.assessment-preview{padding-top:76px;padding-bottom:76px}
.section-heading{margin-bottom:34px}.section-heading.centered{max-width:760px;margin-left:auto;margin-right:auto;margin-bottom:38px}.section-heading h2{letter-spacing:-.035em;line-height:1.08}
.s1-trust-grid,.s1-problem-grid,.s1-process-grid,.s1-why-grid,.s1-service-grid{align-items:stretch}
.s1-trust-card,.s1-problem-card,.s1-step,.s1-why-card,.s1-service-card,.form-card{position:relative;overflow:hidden;background:linear-gradient(145deg,#fff 0%,#f8fbfd 100%)!important;border:1px solid rgba(11,46,81,.11)!important;box-shadow:0 12px 30px rgba(6,27,48,.075)!important;transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.s1-trust-card:before,.s1-problem-card:before,.s1-step:before,.s1-why-card:before,.s1-service-card:before,.form-card:before{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:linear-gradient(90deg,#13a6c7,#24c6b4);opacity:.9}
.s1-trust-card:hover,.s1-problem-card:hover,.s1-step:hover,.s1-why-card:hover,.s1-service-card:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(6,27,48,.12)!important;border-color:rgba(19,166,199,.32)!important}
.s1-trust-card,.s1-problem-card,.s1-step,.s1-why-card,.s1-service-card{display:flex;flex-direction:column}.s1-service-card .text-link,.s1-service-card a:last-child{margin-top:auto;padding-top:15px;font-weight:700}
.s1-icon{display:grid!important;place-items:center;border:1px solid rgba(19,166,199,.16);background:linear-gradient(145deg,rgba(19,166,199,.13),rgba(36,198,180,.07))!important;box-shadow:inset 0 1px 0 rgba(255,255,255,.75)}
.hero + .section .s1-trust-grid{position:relative;margin-top:-112px;z-index:4;padding:12px;border-radius:24px;background:rgba(246,249,252,.92);box-shadow:0 22px 55px rgba(6,27,48,.14);backdrop-filter:blur(12px)}
.assessment-grid{gap:42px!important;align-items:center}.form-card{padding:30px!important;border-radius:20px!important}
.s1-assess-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 12px}.s1-assess-list>*{padding:12px 14px;border-radius:12px;background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.11)}
.s1-journey{padding:18px 22px!important;border:1px solid rgba(11,46,81,.12);border-radius:999px;background:linear-gradient(145deg,#fff,#f6fafc);box-shadow:0 12px 28px rgba(6,27,48,.08)}
.s1-faq details{margin-bottom:12px!important;border:1px solid rgba(11,46,81,.11)!important;border-radius:14px!important;background:#fff;box-shadow:0 8px 22px rgba(6,27,48,.055)}.s1-faq summary{padding:18px 20px!important;font-weight:700}
@media(max-width:900px){.hero + .section .s1-trust-grid{margin-top:-72px}.s1-assess-list{grid-template-columns:1fr}.section.journeys,.section.assessment-preview{padding-top:62px;padding-bottom:62px}}
@media(max-width:640px){.hero + .section .s1-trust-grid{margin-top:-38px;padding:8px;border-radius:18px}.section.journeys,.section.assessment-preview{padding-top:52px;padding-bottom:52px}.s1-journey{border-radius:18px}}


/* Global premium component system v1 */
.page-hero,.resource-hub-hero{position:relative;overflow:hidden}.page-hero:after,.resource-hub-hero:after{content:"";position:absolute;inset:auto -10% -70% 35%;height:320px;background:radial-gradient(circle,rgba(36,198,180,.13),transparent 68%);pointer-events:none}.page-hero .container,.resource-hub-hero .container{position:relative;z-index:1}
.page-hero .narrow,.resource-hub-hero .narrow{max-width:850px}.page-hero h1,.resource-hub-hero h1{letter-spacing:-.04em;line-height:1.06}
main>.section{padding-top:78px;padding-bottom:78px}
.content-grid,.resource-card-grid,.service-steps,.related-grid{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr))!important;gap:18px!important;align-items:stretch}
.content-grid>* ,.resource-card,.service-step,.related-grid>*{position:relative;overflow:hidden;padding:24px!important;border-radius:17px!important;background:linear-gradient(145deg,#fff,#f8fbfd)!important;border:1px solid rgba(11,46,81,.11)!important;box-shadow:0 12px 30px rgba(6,27,48,.075)!important}
.content-grid>*:before,.resource-card:before,.service-step:before,.related-grid>*:before,.service-answer:before,.service-block:before,.assessment-form:before{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:linear-gradient(90deg,#13a6c7,#24c6b4)}
.content-grid>*,.resource-card,.service-step,.related-grid>*{transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.content-grid>*:hover,.resource-card:hover,.service-step:hover,.related-grid>*:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(6,27,48,.12)!important;border-color:rgba(19,166,199,.3)!important}
.resource-card,.service-step{display:flex;flex-direction:column}.resource-card .text-link,.resource-card a:last-child{margin-top:auto;padding-top:15px;font-weight:700}
.service-grid{display:grid!important;grid-template-columns:minmax(0,.9fr) minmax(0,1.35fr)!important;gap:34px!important;align-items:start}.service-lead{position:sticky;top:110px}
.service-answer,.service-block,.assessment-form{position:relative;overflow:hidden;padding:28px!important;border-radius:18px!important;background:linear-gradient(145deg,#fff,#f8fbfd)!important;border:1px solid rgba(11,46,81,.11)!important;box-shadow:0 14px 34px rgba(6,27,48,.08)!important}
.service-block+.service-block{margin-top:16px}.service-nav{padding:14px 18px!important;border-radius:14px;background:#fff;border:1px solid rgba(11,46,81,.1);box-shadow:0 8px 22px rgba(6,27,48,.06)}
.service-faq details{margin-bottom:12px!important;border:1px solid rgba(11,46,81,.11)!important;border-radius:14px!important;background:#fff;box-shadow:0 8px 22px rgba(6,27,48,.055)}.service-faq summary{padding:18px 20px!important;font-weight:700}
.inline-cta,.stage2-cta,.final-cta{position:relative;overflow:hidden;border-radius:22px!important;box-shadow:0 22px 50px rgba(6,27,48,.14);border:1px solid rgba(255,255,255,.12)}.inline-cta{padding:34px!important}.stage2-cta,.final-cta{padding-top:64px!important;padding-bottom:64px!important}
.hub-nav{display:flex;flex-wrap:wrap;gap:8px;padding:8px;border-radius:999px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.12)}.hub-nav a{border-radius:999px!important;padding:10px 16px!important}
.resource-grid-section{padding-top:72px;padding-bottom:72px}
.form-page{display:grid!important;grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr)!important;gap:36px!important;align-items:start}.contact-actions{position:sticky;top:110px;padding:24px;border-radius:18px;background:linear-gradient(145deg,#fff,#f8fbfd);border:1px solid rgba(11,46,81,.11);box-shadow:0 14px 34px rgba(6,27,48,.08)}
.assessment-form{padding:30px!important}.field-row{gap:16px!important}.field input,.field select,.field textarea{border-radius:11px!important;border-color:rgba(11,46,81,.18)!important;background:#fff!important;transition:border-color .2s ease,box-shadow .2s ease}.field input:focus,.field select:focus,.field textarea:focus{border-color:#13a6c7!important;box-shadow:0 0 0 4px rgba(19,166,199,.1)!important}
@media(max-width:900px){.content-grid,.resource-card-grid,.service-steps,.related-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important}.service-grid,.form-page{grid-template-columns:1fr!important}.service-lead,.contact-actions{position:static}main>.section{padding-top:64px;padding-bottom:64px}}
@media(max-width:640px){.content-grid,.resource-card-grid,.service-steps,.related-grid{grid-template-columns:1fr!important}.content-grid>*,.resource-card,.service-step,.related-grid>*,.service-answer,.service-block,.assessment-form{padding:20px!important}.hub-nav{border-radius:18px}.inline-cta{padding:26px!important}main>.section{padding-top:52px;padding-bottom:52px}}


/* Page-by-page premium layouts v2 */
.breadcrumb{display:inline-flex!important;align-items:center;gap:8px;padding:8px 12px!important;margin-bottom:20px!important;border-radius:999px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.13);font-size:.82rem;letter-spacing:.02em}
.page-hero{padding-top:88px!important;padding-bottom:104px!important}.page-hero p{max-width:720px;font-size:1.08rem;line-height:1.75}
main:has(.service-grid) .service-intro{position:relative;z-index:3;margin-top:-58px;padding-top:0!important}
main:has(.service-grid) .service-grid{padding:14px;border-radius:28px;background:#f3f7fa;box-shadow:0 26px 64px rgba(6,27,48,.14)}
main:has(.service-grid) .service-lead{top:96px;padding:32px;border-radius:20px;background:linear-gradient(145deg,#0a294b,#0d4770);color:#fff;box-shadow:0 20px 44px rgba(4,23,44,.22)}
main:has(.service-grid) .service-lead h2,main:has(.service-grid) .service-lead h3{color:#fff}main:has(.service-grid) .service-lead p{color:rgba(255,255,255,.8)}
main:has(.service-grid) .service-answer{padding:10px 4px 10px 6px!important;background:transparent!important;border:0!important;box-shadow:none!important;overflow:visible}
main:has(.service-grid) .service-block{padding:28px 30px!important;margin:0 0 16px!important;background:#fff!important;border-radius:17px!important}
.service-block h2,.service-block h3{letter-spacing:-.025em}.service-block li{margin:.72em 0;padding-left:.2em;line-height:1.65}.service-block li::marker{color:#13a6c7}
.service-nav{display:grid;gap:2px}.service-nav a{display:flex;align-items:center;justify-content:space-between;padding:10px 8px;border-bottom:1px solid rgba(11,46,81,.08)}.service-nav a:after{content:"";width:18px;height:18px;flex:0 0 18px;margin-left:12px;background:url("data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%22%2362d6df%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Cpath d=%22M5 12h14%22/%3E%3Cpath d=%22m13 6 6 6-6 6%22/%3E%3C/svg%3E") center/18px 18px no-repeat}
main:has(.service-steps) .process{position:relative;overflow:hidden;background:linear-gradient(145deg,#0b3159,#0d4a76)!important}
main:has(.service-steps) .process:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;right:-180px;top:-280px;background:radial-gradient(circle,rgba(36,198,180,.17),transparent 68%)}
.service-steps{position:relative}.service-step{padding:28px!important}.service-step>span:first-child,.service-step>strong:first-child{display:grid;place-items:center;width:38px;height:38px;margin-bottom:18px;border-radius:50%;background:linear-gradient(145deg,#13a6c7,#24c6b4);color:#fff;box-shadow:0 8px 18px rgba(19,166,199,.25)}
.related-grid{margin-top:28px}
main:has(.content-grid) .content-grid{grid-template-columns:repeat(12,minmax(0,1fr))!important}
main:has(.content-grid) .content-grid>*{grid-column:span 4}
main:has(.content-grid) .content-grid>*:first-child{grid-column:span 8;background:linear-gradient(145deg,#0b3159,#0d4a76)!important;color:#fff!important}
main:has(.content-grid) .content-grid>*:first-child h2,main:has(.content-grid) .content-grid>*:first-child h3{color:#fff}main:has(.content-grid) .content-grid>*:first-child p{color:rgba(255,255,255,.82)}
main:has(.resource-card-grid) .resource-card-grid{grid-template-columns:repeat(12,minmax(0,1fr))!important}
main:has(.resource-card-grid) .resource-card{grid-column:span 4}
main:has(.resource-card-grid) .resource-card:first-child{grid-column:span 8;padding:34px!important;background:linear-gradient(145deg,#0a294b,#0d4770)!important;color:#fff}
main:has(.resource-card-grid) .resource-card:first-child h2,main:has(.resource-card-grid) .resource-card:first-child h3{color:#fff}main:has(.resource-card-grid) .resource-card:first-child p{color:rgba(255,255,255,.8)}main:has(.resource-card-grid) .resource-card:first-child .text-link{color:#5fe0db!important}
main:has(.form-page) .form-page{position:relative;margin-top:-52px;z-index:3;padding:14px;border-radius:28px;background:#f3f7fa;box-shadow:0 26px 64px rgba(6,27,48,.14)}
main:has(.form-page) .contact-actions{top:96px;padding:32px;background:linear-gradient(145deg,#0a294b,#0d4770);color:#fff;border:0}main:has(.form-page) .contact-actions h2,main:has(.form-page) .contact-actions h3{color:#fff}main:has(.form-page) .contact-actions p,main:has(.form-page) .contact-actions a{color:rgba(255,255,255,.84)}
main:has(.form-page) .assessment-form{background:#fff!important;padding:34px!important}.assessment-form h2{letter-spacing:-.03em}
.inline-cta,.stage2-cta,.final-cta{background-image:linear-gradient(145deg,#0a294b,#0d4770)!important}
@media(max-width:900px){.page-hero{padding-top:72px!important;padding-bottom:84px!important}main:has(.service-grid) .service-grid,main:has(.form-page) .form-page{margin-top:-42px}main:has(.content-grid) .content-grid>*,main:has(.content-grid) .content-grid>*:first-child,main:has(.resource-card-grid) .resource-card,main:has(.resource-card-grid) .resource-card:first-child{grid-column:span 6}}
@media(max-width:640px){.page-hero{padding-top:58px!important;padding-bottom:68px!important}main:has(.service-grid) .service-grid,main:has(.form-page) .form-page{margin-top:-28px;padding:8px;border-radius:20px}main:has(.service-grid) .service-lead,main:has(.form-page) .contact-actions{padding:24px}main:has(.content-grid) .content-grid>*,main:has(.content-grid) .content-grid>*:first-child,main:has(.resource-card-grid) .resource-card,main:has(.resource-card-grid) .resource-card:first-child{grid-column:1/-1}.service-block{padding:22px!important}}


/* Visible premium homepage redesign v5 */
.hero{position:relative;overflow:hidden;padding:108px 0 156px!important;background:linear-gradient(118deg,#173f72 0%,#174d82 54%,#0c3158 100%)!important}
.hero:after{content:"";position:absolute;width:680px;height:680px;right:-190px;top:-250px;border-radius:50%;background:radial-gradient(circle,rgba(36,198,180,.18),rgba(19,166,199,.07) 38%,transparent 70%);pointer-events:none}
.hero-grid{position:relative;z-index:2;grid-template-columns:minmax(0,1.05fr) minmax(380px,.95fr)!important;gap:76px!important;align-items:center}
.hero-copy{max-width:660px}.hero-copy h1{font-size:clamp(3.25rem,5.1vw,5.25rem)!important;line-height:.98!important;letter-spacing:-.055em!important;margin-bottom:24px!important}.hero-lead{max-width:620px;font-size:1.12rem!important;line-height:1.72!important;color:rgba(255,255,255,.86)!important}
.hero-actions{margin-top:30px!important}.hero .button{box-shadow:0 12px 26px rgba(2,20,39,.2)}.hero .button.secondary{background:rgba(255,255,255,.08)!important;border-color:rgba(255,255,255,.28)!important;backdrop-filter:blur(8px)}
.hero-doorway{position:relative;border-radius:28px!important;overflow:hidden;box-shadow:0 30px 70px rgba(2,17,34,.38),0 0 0 1px rgba(255,255,255,.1);transform:translateY(8px)}
.hero-doorway:after{content:"";position:absolute;inset:0;border-radius:inherit;box-shadow:inset 0 1px 0 rgba(255,255,255,.16);pointer-events:none}
.hero + .section{position:relative;z-index:5;padding-top:0!important}.hero + .section .s1-trust-grid{margin-top:-92px!important}
.section.journeys{background:linear-gradient(180deg,#f4f8fb 0%,#edf4f8 100%)!important}
.section.journeys .section-heading{max-width:980px}.section.journeys .s1-problem-card:nth-child(1),.section.journeys .s1-problem-card:nth-child(4){background:linear-gradient(145deg,#fff,#f1faf9)!important}
.section.process{padding-top:96px!important;padding-bottom:96px!important;background:linear-gradient(135deg,#0a2c51,#104d7b)!important}
.section.process .section-heading{max-width:980px}.section.process .s1-step{padding:26px!important;border-radius:18px!important}
.section.assessment-preview{position:relative;overflow:hidden;padding-top:92px!important;padding-bottom:92px!important;background:linear-gradient(120deg,#0d3d6d,#124f7d)!important}.section.assessment-preview:before{content:"";position:absolute;width:520px;height:520px;left:-240px;bottom:-330px;border-radius:50%;background:radial-gradient(circle,rgba(36,198,180,.16),transparent 70%)}
.section:has(.s1-why-grid){background:#fff!important;padding-top:88px!important;padding-bottom:88px!important}
.section:has(.s1-service-grid){background:linear-gradient(180deg,#f4f8fb,#edf4f8)!important;padding-top:88px!important;padding-bottom:88px!important}
.section:has(.s1-journey){padding-top:84px!important;padding-bottom:84px!important;background:linear-gradient(135deg,#0a2c51,#104d7b)!important}
.section:has(.s1-journey) h2,.section:has(.s1-journey) .eyebrow{color:#fff!important}
.section:has(.s1-faq){padding-top:84px!important;padding-bottom:84px!important;background:#fff!important}
.s1-journey{max-width:900px;margin-left:auto;margin-right:auto}
@media(max-width:1000px){.hero{padding:88px 0 128px!important}.hero-grid{grid-template-columns:1fr 1fr!important;gap:42px!important}.hero-copy h1{font-size:clamp(3rem,6vw,4.4rem)!important}}
@media(max-width:760px){.hero{padding:72px 0 104px!important}.hero-grid{grid-template-columns:1fr!important;gap:38px!important}.hero-doorway{max-width:560px;width:100%;margin:0 auto}.hero + .section .s1-trust-grid{margin-top:-54px!important}}
@media(max-width:520px){.hero{padding:58px 0 86px!important}.hero-copy h1{font-size:2.85rem!important}.hero-actions{display:grid!important;grid-template-columns:1fr}.hero-actions .button{text-align:center}.hero + .section .s1-trust-grid{margin-top:-38px!important}}


/* CTA contrast correction */
.inline-cta,.stage2-cta,.final-cta{color:#fff!important}
.inline-cta h1,.inline-cta h2,.inline-cta h3,.inline-cta p,.stage2-cta h1,.stage2-cta h2,.stage2-cta h3,.stage2-cta p,.final-cta h1,.final-cta h2,.final-cta h3,.final-cta p{color:#fff!important}
.inline-cta .eyebrow,.stage2-cta .eyebrow,.final-cta .eyebrow{color:#5fe0db!important}


/* Internal hero header clearance */
.page-hero,.resource-hub-hero{padding-top:150px!important}
@media(max-width:900px){.page-hero,.resource-hub-hero{padding-top:138px!important}}
@media(max-width:640px){.page-hero,.resource-hub-hero{padding-top:122px!important}}


/* Guide article header clearance */
.article-hero{padding-top:150px!important}
@media(max-width:900px){.article-hero{padding-top:138px!important}}
@media(max-width:640px){.article-hero{padding-top:122px!important}}


/* Comprehensive dark-surface contrast system */
.resource-card:first-child :is(h1,h2,h3,h4,h5,h6,a:not(.button),strong,li),
.content-grid>*:first-child :is(h1,h2,h3,h4,h5,h6,a:not(.button),strong,li),
.service-lead :is(h1,h2,h3,h4,h5,h6,a:not(.button),strong,li),
.contact-actions :is(h1,h2,h3,h4,h5,h6,a:not(.button),strong,li),
.inline-cta :is(h1,h2,h3,h4,h5,h6,a:not(.button),strong,li),
.stage2-cta :is(h1,h2,h3,h4,h5,h6,a:not(.button),strong,li),
.final-cta :is(h1,h2,h3,h4,h5,h6,a:not(.button),strong,li){color:#fff!important}
.resource-card:first-child :is(p,time,small,span),
.content-grid>*:first-child :is(p,time,small,span),
.service-lead :is(p,time,small,span),
.contact-actions :is(p,time,small,span),
.inline-cta :is(p,time,small,span),
.stage2-cta :is(p,time,small,span),
.final-cta :is(p,time,small,span){color:rgba(255,255,255,.82)!important}
.resource-card:first-child .eyebrow,.content-grid>*:first-child .eyebrow,.service-lead .eyebrow,.contact-actions .eyebrow,.inline-cta .eyebrow,.stage2-cta .eyebrow,.final-cta .eyebrow{color:#5fe0db!important}
.resource-card:first-child .text-link,.content-grid>*:first-child .text-link,.service-lead .text-link,.contact-actions .text-link,.inline-cta .text-link,.stage2-cta .text-link,.final-cta .text-link{color:#5fe0db!important}


/* Featured-card icon contrast */
.content-grid>*:first-child>span:first-child,
.content-grid>*:first-child .s1-icon:first-child{color:#5fe0db!important;background:rgba(95,224,219,.14)!important;border-color:rgba(95,224,219,.38)!important;box-shadow:inset 0 1px 0 rgba(255,255,255,.1),0 8px 18px rgba(2,18,36,.16)!important}


/* Light cards nested inside dark panels */
.contact-actions>a{display:block;color:#0b1f3a!important;background:#fff!important;border:1px solid rgba(11,46,81,.1)!important;box-shadow:0 8px 20px rgba(2,18,36,.1)!important}
.contact-actions>a strong{color:#0b1f3a!important}
.contact-actions>a span{color:#667085!important}
.contact-actions>a:hover{border-color:rgba(19,166,199,.4)!important;transform:translateY(-2px)}


/* Definitive nested light-card text override */
.form-page .contact-actions>a:not(.button),
.form-page .contact-actions>a:not(.button) strong{color:#0b1f3a!important}
.form-page .contact-actions>a:not(.button) span{color:#667085!important}

/* Global Lucide icon audit */
.tick-list li::before{content:"";width:18px;height:18px;flex:0 0 18px;background:center/18px 18px no-repeat url("data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%221769e0%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Ccircle cx=%2212%22 cy=%2212%22 r=%229%22/%3E%3Cpath d=%22m8 12 2.5 2.5L16 9%22/%3E%3C/svg%3E");}

.s1-icon,.support-icon{width:46px!important;height:46px!important;min-width:46px!important;border-radius:14px!important;display:grid!important;place-items:center!important;background:#eaf4ff!important;color:#1769e0!important;margin-bottom:1rem!important}.s1-icon svg,.support-icon svg{width:24px!important;height:24px!important;fill:none!important;stroke:currentColor!important;stroke-width:1.9!important;stroke-linecap:round!important;stroke-linejoin:round!important}.inline-shield svg{fill:none!important;stroke:currentColor!important;stroke-width:2!important;stroke-linecap:round!important;stroke-linejoin:round!important}

/* Public content must remain in normal document flow */
.contact-actions,.service-lead,.related-content,.service-nav{position:static!important;top:auto!important;right:auto!important;bottom:auto!important;left:auto!important;z-index:auto!important;transform:none!important;max-height:none!important;overflow:visible!important}.site-quick-nav{position:static!important;inset:auto!important;z-index:auto!important;transform:none!important;width:min(1180px,calc(100% - 2rem))!important;margin:2rem auto!important;justify-content:flex-end!important}

.inline-shield{display:inline-flex!important;width:16px!important;height:16px!important;min-width:16px!important;vertical-align:-3px!important;margin-right:.35rem!important}.inline-shield svg{width:16px!important;height:16px!important;max-width:16px!important;max-height:16px!important}

/* Transparent footer wordmark only */
.footer-brand{display:inline-block!important;background:transparent!important;border:0!important;border-radius:0!important;box-shadow:none!important;padding:0!important;margin:0 0 1rem!important;width:auto!important;height:auto!important}.footer-wordmark{display:block;width:240px!important;height:auto!important;max-width:100%!important;overflow:visible;background:transparent!important}.footer-wordmark-main{font-family:Inter,Arial,sans-serif;font-size:78px;font-weight:600;letter-spacing:-3px;fill:#fff}.footer-wordmark-sa{font-family:Inter,Arial,sans-serif;font-size:30px;font-weight:500;fill:#fff}.footer-wordmark-sub{font-family:Inter,Arial,sans-serif;font-size:25px;font-weight:500;letter-spacing:4px;fill:#dbe8f5}

.footer-wordmark-image{display:block!important;width:240px!important;height:auto!important;max-width:100%!important;background:transparent!important;border:0!important;border-radius:0!important;box-shadow:none!important;padding:0!important;object-fit:contain!important;object-position:left center!important}

/* Contact page: balanced 35/65 content layout */
.form-page:has(.contact-composition){display:block!important;width:min(1180px,calc(100% - 2rem))!important;max-width:1180px!important;margin-inline:auto!important;padding-inline:0!important}
.contact-composition{display:grid!important;grid-template-columns:minmax(280px,35fr) minmax(0,65fr)!important;gap:clamp(24px,3vw,40px)!important;align-items:start!important;width:100%!important;margin:0!important}
.contact-composition .contact-actions{display:grid!important;grid-template-columns:1fr!important;gap:1rem!important;width:100%!important;min-width:0!important;height:auto!important;padding:1rem!important;background:#092f52!important;border-radius:1.25rem!important;box-sizing:border-box!important}
.contact-composition .contact-actions>a{display:grid!important;grid-template-columns:2.75rem minmax(0,1fr)!important;grid-template-rows:auto auto!important;column-gap:1rem!important;align-items:center!important;width:100%!important;min-width:0!important;min-height:7rem!important;height:7rem!important;margin:0!important;padding:1.2rem 1.35rem!important;border-radius:1rem!important;box-sizing:border-box!important;text-align:left!important}
.contact-composition .contact-actions>a svg{display:block!important;grid-row:1/3!important;width:1.65rem!important;height:1.65rem!important;max-width:1.65rem!important;max-height:1.65rem!important;margin:0!important}
.contact-composition .contact-actions>a strong,.contact-composition .contact-actions>a span{min-width:0!important;overflow-wrap:anywhere!important}
.contact-composition .contact-form-wrap{display:block!important;width:100%!important;min-width:0!important;margin:0!important}
.contact-composition .contact-form-card{display:block!important;width:100%!important;max-width:none!important;height:auto!important;margin:0!important;padding:clamp(1.5rem,3vw,2.4rem)!important;border-radius:1.25rem!important;box-sizing:border-box!important}
.contact-composition .contact-form-card .field-row{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:1.25rem!important}
.contact-composition .contact-form-card .field{width:100%!important;min-width:0!important}
.contact-composition .contact-form-card input,.contact-composition .contact-form-card textarea{width:100%!important;box-sizing:border-box!important}
.contact-composition .contact-form-card textarea{min-height:10rem!important;resize:vertical!important}
@media(max-width:850px){.contact-composition{grid-template-columns:1fr!important;gap:1.5rem!important}.contact-composition .contact-actions{grid-template-columns:repeat(3,minmax(0,1fr))!important}.contact-composition .contact-actions>a{grid-template-columns:1fr!important;grid-template-rows:auto auto auto!important;height:auto!important;min-height:8rem!important;justify-items:center!important;text-align:center!important}.contact-composition .contact-actions>a svg{grid-row:auto!important}}
@media(max-width:620px){.form-page:has(.contact-composition){width:min(100% - 1.25rem,1180px)!important}.contact-composition .contact-actions{grid-template-columns:1fr!important}.contact-composition .contact-actions>a{grid-template-columns:2.75rem minmax(0,1fr)!important;grid-template-rows:auto auto!important;min-height:7rem!important;justify-items:start!important;text-align:left!important}.contact-composition .contact-actions>a svg{grid-row:1/3!important}.contact-composition .contact-form-card{padding:1.25rem!important}.contact-composition .contact-form-card .field-row{grid-template-columns:1fr!important}}


/* Debt Counselling focused layout repair 2026-08-23 */

.service-intro{background:#f7f9fc}.service-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:3rem;align-items:start}.service-lead{font-size:1.2rem;line-height:1.75;color:#4a5568}.service-answer{background:#fff;border-left:5px solid #0097a7;border-radius:0 16px 16px 0;padding:1.5rem 1.75rem;box-shadow:0 14px 38px rgba(21,62,117,.08)}.service-answer h2{margin-top:0}.service-nav{position:sticky;top:110px;background:#153e75;color:#fff;border-radius:18px;padding:1.5rem}.service-nav h2{font-size:1.05rem;color:#fff}.service-nav a{display:block;color:#fff;padding:.65rem 0;border-bottom:1px solid rgba(255,255,255,.16)}.service-block{padding:1.25rem 0 2rem;border-bottom:1px solid #d9e2ec}.service-block:last-child{border-bottom:0}.service-block ul{display:grid;gap:.75rem;padding-left:1.2rem;color:#4a5568}.service-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:2rem}.service-step{border:1px solid rgba(255,255,255,.18);border-radius:16px;padding:1.35rem;background:rgba(255,255,255,.06)}.service-step span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#0097a7;font-weight:800}.service-step h3{color:#fff}.service-step p{color:#dbe8f5}.service-faq{max-width:880px;margin:2rem auto 0}.service-faq details{background:#fff;border:1px solid #d9e2ec;border-radius:14px;padding:0 1.2rem;margin:.75rem 0}.service-faq summary{cursor:pointer;font-weight:700;padding:1.15rem 2rem 1.15rem 0}.service-faq p{color:#4a5568;margin:0 0 1.2rem}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.related-grid a{background:#fff;border:1px solid #d9e2ec;border-radius:14px;padding:1.25rem;color:#153e75;font-weight:700}.stage2-cta{text-align:center}@media(max-width:900px){.service-grid{grid-template-columns:1fr}.service-nav{position:static}.service-steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.service-steps,.related-grid{grid-template-columns:1fr}}
.dc-static-nav{position:static}.dc-trust{background:#fff;border-bottom:1px solid #d9e2ec}.dc-trust .container{display:flex;justify-content:center;align-items:center;gap:.7rem;padding-top:1rem;padding-bottom:1rem;color:#153e75}.dc-trust strong{font-weight:800}.dc-step-icon{width:44px;height:44px;color:#62d6df;background:rgba(98,214,223,.1);border:1px solid rgba(98,214,223,.3);border-radius:12px;padding:9px;margin-bottom:1rem}.dc-step-icon svg{width:100%;height:100%;display:block}.dc-actions{display:flex;justify-content:center;align-items:center;gap:1rem;flex-wrap:wrap;margin-top:1.25rem}.dc-actions .text-link{color:#fff}.dc-note{max-width:850px;margin:1.25rem auto 0;color:#dbe8f5}.dc-page .service-block{padding:1.75rem 0 2.25rem}.dc-page .service-steps{grid-template-columns:repeat(3,1fr)}@media(max-width:900px){.dc-page .service-steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.dc-page .service-steps{grid-template-columns:1fr}.dc-trust .container{align-items:flex-start;text-align:left}.dc-page .service-grid{gap:1.5rem}.dc-page .service-block{padding:1.35rem 0 1.75rem}}
.dc-page .service-nav{position:static}
.dc-page .page-hero{padding-top:96px!important;padding-bottom:112px!important}.dc-page .dc-trust{padding:14px 0;border-bottom:1px solid #d9e2ec}.dc-page .dc-trust .container{min-height:0;padding-top:0;padding-bottom:0}.dc-page .service-intro{margin-top:0!important;padding-top:72px!important;padding-bottom:76px!important}.dc-page .service-grid{grid-template-columns:minmax(0,1fr) 290px!important;gap:28px!important;padding:0!important;background:transparent!important;box-shadow:none!important}.dc-page .service-grid>div{min-width:0}.dc-page .service-lead{max-width:900px;margin:0 0 28px;padding:0!important;background:transparent!important;color:#4a5568!important;box-shadow:none!important;font-size:1.16rem}.dc-page .dc-section-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;align-items:stretch}.dc-page .service-block{height:100%;min-height:0!important;margin:0!important;padding:26px!important;border:1px solid rgba(11,46,81,.11)!important;border-radius:18px!important;background:linear-gradient(145deg,#fff,#f8fbfd)!important;box-shadow:0 12px 28px rgba(6,27,48,.07)!important}.dc-page .service-block h2{font-size:1.32rem;line-height:1.2;margin:0 0 14px}.dc-page .service-block ul{margin:0;padding-left:1.15rem;gap:.55rem}.dc-page .service-block li{margin:.25rem 0;line-height:1.55}.dc-info-icon{display:grid;place-items:center;width:42px;height:42px;margin:0 0 16px;padding:9px;border-radius:12px;color:#0d7390;background:linear-gradient(145deg,rgba(19,166,199,.14),rgba(36,198,180,.08));border:1px solid rgba(19,166,199,.18)}.dc-info-icon svg{width:100%;height:100%;display:block}.dc-mid-cta{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center;margin:4px 0;padding:30px 32px;border-radius:20px;color:#fff;background:linear-gradient(135deg,#0a2c51,#0d527a);box-shadow:0 18px 42px rgba(6,27,48,.14)}.dc-mid-cta h2{margin:0 0 8px;color:#fff}.dc-mid-cta p{margin:0;color:#dbe8f5}.dc-mid-cta .button{white-space:nowrap}.dc-page .service-nav{align-self:start;padding:20px!important}.dc-page .service-nav h2{margin:0 0 8px;color:#153e75}.dc-page .service-nav a{color:#153e75}.dc-page .process{padding-top:78px!important;padding-bottom:82px!important}.dc-page .service-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;counter-reset:dc-step}.dc-page .service-step{min-height:0!important;height:auto!important;padding:24px!important;border-radius:18px;counter-increment:dc-step}.dc-page .service-step:before{content:counter(dc-step);display:grid;place-items:center;width:30px;height:30px;margin-bottom:14px;border-radius:999px;background:#fff;color:#0d4a76;font-weight:800}.dc-page .dc-step-icon{margin-bottom:14px}.dc-page .service-step h3{margin:0 0 8px;font-size:1.14rem}.dc-page .service-step p{margin:0;line-height:1.55}.dc-page #questions{padding-top:76px!important;padding-bottom:82px!important}.dc-page #questions+.service-intro{padding-top:76px!important}.dc-page .related-grid{gap:16px}.dc-page .stage2-cta{min-height:0;padding-top:58px!important;padding-bottom:58px!important}
@media(max-width:900px){.dc-page .service-grid{grid-template-columns:1fr!important}.dc-page .service-nav{order:-1;grid-template-columns:repeat(2,minmax(0,1fr))}.dc-page .service-nav h2{grid-column:1/-1}.dc-page .service-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:640px){.dc-page .page-hero{padding-top:62px!important;padding-bottom:72px!important}.dc-page .service-intro{padding-top:52px!important;padding-bottom:56px!important}.dc-page .dc-section-grid{grid-template-columns:1fr;gap:14px}.dc-page .service-block{padding:21px!important}.dc-mid-cta{grid-template-columns:1fr;padding:26px 22px}.dc-mid-cta .button{width:100%;text-align:center}.dc-page .service-nav{grid-template-columns:1fr;padding:16px!important}.dc-page .service-steps{grid-template-columns:1fr}.dc-page .process,.dc-page #questions{padding-top:56px!important;padding-bottom:60px!important}}


/* Debt counselling layout and UTF-8 icon repair */
.dc-page .container{
  width:min(1180px,calc(100% - 40px));
  max-width:100%;
  margin-inline:auto;
}
.dc-page .service-grid,
.dc-page .dc-section-grid,
.dc-page .service-grid>div,
.dc-page .service-block,
.dc-page .service-nav{min-width:0;box-sizing:border-box}
.dc-page .service-nav{background:#153e75;color:#fff}
.dc-page .service-nav h2,
.dc-page .service-nav a{color:#fff}
.dc-page .service-nav a{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
}
.dc-page .service-nav a::after{
  content:"";
  width:18px;
  height:18px;
  flex:0 0 18px;
  margin-left:12px;
  background:url("data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%22%2362d6df%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Cpath d=%22M5 12h14%22/%3E%3Cpath d=%22m13 6 6 6-6 6%22/%3E%3C/svg%3E") center/18px 18px no-repeat;
}
@media(max-width:1100px){
  .dc-page .service-grid{grid-template-columns:1fr!important}
  .dc-page .service-nav{
    order:-1;
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
  .dc-page .service-nav h2{grid-column:1/-1}
}
@media(max-width:640px){
  .dc-page .container{width:min(100% - 24px,1180px)}
  .dc-page .service-nav{grid-template-columns:1fr}
}

/* Debt counselling proportion and readability refinement */
.dc-page .container{
  width:min(1240px,calc(100% - 48px));
}
.dc-page .service-grid{
  grid-template-columns:1fr!important;
  gap:30px!important;
}
.dc-page .service-grid>div{
  width:100%;
}
.dc-page .service-nav{
  order:-1;
  width:100%;
  display:grid!important;
  grid-template-columns:repeat(5,minmax(0,1fr));
  gap:0!important;
  padding:18px 22px!important;
  border-radius:18px;
}
.dc-page .service-nav h2{
  grid-column:1/-1;
  margin:0 0 8px;
  font-size:1.05rem;
}
.dc-page .service-nav a{
  min-width:0;
  padding:11px 12px!important;
  font-size:.94rem;
  line-height:1.35;
}
.dc-page .service-lead{
  max-width:980px;
  margin-bottom:32px;
  font-size:1.2rem;
  line-height:1.75;
}
.dc-page .dc-section-grid{
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:24px;
  align-items:start;
}
.dc-page .service-block{
  height:auto;
  padding:30px!important;
}
.dc-page .service-block h2{
  margin-bottom:16px;
  font-size:1.42rem;
  line-height:1.25;
}
.dc-page .service-block li{
  font-size:1.0625rem;
  line-height:1.65;
}
.dc-page .dc-info-icon{
  width:46px;
  height:46px;
  margin-bottom:18px;
}
.dc-page .dc-mid-cta{
  padding:36px 38px;
  margin:10px 0;
}
.dc-page .service-intro{
  padding-top:84px!important;
  padding-bottom:88px!important;
}
@media(max-width:1100px){
  .dc-page .container{width:min(100% - 40px,1240px)}
  .dc-page .service-nav{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:820px){
  .dc-page .dc-section-grid{grid-template-columns:1fr}
  .dc-page .service-block{padding:25px!important}
  .dc-page .service-block li{font-size:1rem}
}
@media(max-width:640px){
  .dc-page .container{width:min(100% - 24px,1240px)}
  .dc-page .service-nav{padding:15px!important}
  .dc-page .service-nav a{padding:11px 8px!important;font-size:1rem}
  .dc-page .service-lead{font-size:1.08rem;line-height:1.7}
  .dc-page .service-block{padding:23px!important}
  .dc-page .dc-mid-cta{padding:28px 24px}
  .dc-page .service-intro{padding-top:58px!important;padding-bottom:64px!important}
}

/* Debt counselling process-card contrast repair */
.dc-page .service-step{color:#0b2e51}
.dc-page .service-step h3{color:#0b2e51!important}
.dc-page .service-step p{color:#4a5568!important}