Understand the position
Look at income, necessary living costs and credit commitments together.
Debt help
When debt is becoming difficult to manage.
Debt counselling, also commonly referred to as debt review, is a regulated debt-relief process available to qualifying over-indebted consumers under the National Credit Act. A registered Debt Counsellor assesses the consumer's circumstances and, where appropriate, assists with restructuring credit obligations through the applicable regulatory and legal process.
Explore suitable options
Guidance should be based on facts rather than aggressive promises.
Take a structured next step
Where Debt Review is appropriate, understand the process before deciding.
Who this service is for
This service is for South African consumers who are missing payments, relying on credit for necessities, juggling several payment dates or finding that reasonable household expenses leave too little for contractual instalments.
How debt help works
A confidential assessment brings income, essential expenses and all credit obligations together. DebtRight explains the result in plain language and, where debt counselling may be appropriate, outlines the regulated process, responsibilities and documents before formal action begins.
What DebtRight can assist with
We can help you prepare accurate affordability information, understand debt counselling and related options, recognise urgent creditor or legal correspondence and choose a responsible next step without unsupported promises or guarantees.
Start with the right conversation.
Share the basics and let DebtRight guide you toward the most relevant next step.
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